The naijapreneur™ SME Toolkit — Free Tools for Nigerian Businesses
naijapreneur · Free SME Toolkit

Run your business with the lights on.

Seven free tools, built for Nigerian small businesses — to know your numbers, claim the funding you qualify for, keep your bearings, and get ready for the big moves: investment, export, loans and NAFDAC.

100% free No sign-up to try Built for Naija realities
Why we built this

Stories inspire. Tools keep you alive.

For years, naijapreneur has told the stories of Nigerian entrepreneurs — through MINE 1000 and everything we publish. But behind the wins, we kept seeing the same quiet truth: most small businesses here don't fail for lack of hustle. They fail in the blind spots.

Not knowing their real cash position until the account is already empty. Missing grants and funding that were sitting there for the taking. Mistaking being busy for making progress. So we built the practical companion to our storytelling — free tools made for the realities of doing business in Nigeria, from diesel and FX to clients who pay late.

Three things decide whether a business makes it: cash, capital, and clarity. There's a tool here for each.

Cash
Know if you'll survive the month — and how long your money really lasts.
Capital
Find the money to grow that's already set aside for businesses like yours.
Clarity
Make sure you're building something worth building, not just staying busy.
01 · Cash · Finance

SME Cashflow & Runway Tracker

Most businesses don't die from one dramatic mistake — they run out of cash quietly, while the owner is still optimistic. In a few minutes a month, see whether you actually made money, and the one number that matters most: how long you'd survive if the income stopped today.

Built for Naija: diesel, FX, late-paying clients and all

Open the Cashflow Tracker
02 · Capital · Funding

Grant & Funding Finder

There is real money set aside for businesses like yours — grants, programmes and soft funding, in Nigeria and abroad. Most owners never claim a naira of it, because they don't know it exists or assume they won't qualify. Answer a few questions and see exactly which programmes you're eligible for, with amounts, deadlines and links.

Matched against active Nigerian & international programmes

Open the Grant Finder
MD OPS
03 · Clarity · Personal Development

The Entrepreneur's Journey Scorecard

Growth in the wrong direction is just expensive motion. Once a year — best on your birthday — score your last twelve months across five principles, and uncover the single bottleneck quietly holding everything back. The tool that makes sure you're building a business worth building.

Five principles. One honest score. Your real bottleneck

Open the Scorecard
When you're ready to make a move

Four checklists for the big decisions.

The three tools above keep the business alive. These next four get you ready for the moves that grow it — raising money, going global, borrowing, and getting your product certified. Each one scores how ready you are and shows you the very next gap to close.

Capital · Equity

Investor Readiness Checklist

Investors don't buy potential — they buy a business they can verify. Score how ready yours is to survive diligence — cap table, financials, traction — before you send a deck.

Open the Investor Checklist
Trade · Export

Export Readiness Checklist

Earning in dollars is the clearest hedge against a weak naira — but the ports reward paperwork. Check whether you can legally and profitably ship across the border: NEPC, NXP, certification and logistics.

Open the Export Checklist
Finance · Credit

Loan Readiness Checklist

Most SMEs are invisible to lenders — not unviable, just illegible. See how financeable your business looks to a bank, BOI or the DBN today, and what to fix to become legible.

Open the Loan Checklist
Compliance · Product

NAFDAC Readiness Checklist

For any food, drink, cosmetic or drug, the NAFDAC number is the line between a brand and a liability. Check if your product, premises and paperwork can survive registration before you apply.

Open the NAFDAC Checklist

Free, forever, for Nigerian entrepreneurs.

No paywall. No sign-up to try. Bookmark this page and come back whenever you need to check your cash, chase funding, or take your bearings.

Built by naijapreneur™ · The Voice of Entrepreneurship in Nigeria™