The Loan Readiness Checklist™
Financeability for Nigerian SMEs
How financeable does your business look on paper today?
A free readiness check for Nigerian SMEs seeking finance from a bank, BOI, the DBN or a microfinance lender. Most SMEs are invisible to lenders — not because they aren’t viable, but because they aren’t legible. Score yours before you apply.
How to use it
Tick every item that is genuinely true for your business today — be honest, a flattering score helps no one. Your score and gaps update live in the panel beside you.
Where to focus next
Fix it in order: register and separate your accounts, run everything through the bank for 6–12 months to build a statement, then prepare a specific, cashflow-backed repayment story for a specific lender.
Reflects what Nigerian banks and development finance institutions (BOI, DBN, microfinance) typically look for. Requirements vary by lender and facility — this is a readiness gauge, not a guarantee of approval or financial advice.