The Nigerian financial landscape is witnessing a massive capital injection from the Alert Group. Following a year of explosive growth where total assets surged from ₦2.9 billion in 2023 to a staggering ₦63 billion by the end of 2025, the Group has officially committed to a ₦130 billion loan disbursement target for 2026.
This “war chest” is specifically designed to bypass traditional banking bottlenecks, providing rapid-response capital to over 60,000 active customers and a growing pool of underserved entrepreneurs.
1. The Alert Ecosystem: A Multi-Pronged Financial Machine
The 2026 expansion is driven by four specialized subsidiaries, each tackling a different pillar of the Nigerian economy:
| Subsidiary | Core Focus | 2026 Objective |
| Alert Microfinance Bank | Retail & Micro-SME Banking | Transitioning to a National License to operate across all 36 states. |
| Auto Bucks Lenders | High-Volume SME Financing | Allocating ₦50 billion in 2026; focusing 95% on business assets. |
| Green Bucks Energy | Renewable Energy Financing | Equipping 1,000+ enterprises with solar power on 2-year payment plans. |
| Bucksfield Asset Management | Wealth Preservation | Managing the new GoldBucks “Financial Supermarket” app. |
2. Regional Lending Thresholds and Risk Management
To ensure “responsible lending,” Group CEO Olanrewaju Kazeem and Auto Bucks CEO Adetoun Olasunkanmi have established localized lending floors that reflect regional economic realities:
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Lagos Hubs: Minimum loan entry of ₦5 million for established urban businesses.
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Regional Hubs: Minimum loan entry of ₦2 million for businesses outside the Lagos commercial center.
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The “5% Rule”: To maintain portfolio health, less than 5% of the total ₦130 billion will be allocated to consumer financing; the vast majority is strictly for productive, income-generating business assets.
3. GoldBucks: The February “Supermarket” Launch
Set for a February 2026 debut, the GoldBucks investment app is the Group’s bid for digital dominance. Unlike standard banking apps, it is built as a “financial supermarket,” allowing both rural and urban Nigerians to access:
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High-yield savings and inflation-hedged investments.
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Asset-backed fractional ownership.
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Seamless integration with the Group’s renewable energy and auto-financing products.
4. Impact Beyond the Balance Sheet: The ₦2 Billion Social Safety Net
The Alert Group is translating its 2025 profitability into massive social capital. In 2025, the group contributed ₦2 billion to clean water initiatives and conducted eye tests for over 400 people.
2026 CSR Targets:
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Vision Health: Distribution of 1,000+ free eyeglasses to low-income traders.
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Energy Justice: Expanding solar installations to rural healthcare centers.
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Education: Increasing scholarship quotas for indigent students in host communities.
“Our assets didn’t just grow by chance—they grew because we followed the cash flow of the Nigerian entrepreneur. 2026 is about scaling that success nationwide.” — Dr. Olanrewaju Kazeem, Group CEO
